Independent living in New York (2023)

Independent living in New York

Everyone knows New York. New York: the city that never sleeps; the lush greenery outside the city limits and all the history makes New York the most famous state in the whole country. Anyone interested in being at the center of culture and life comes to New York to experience the richness of what it has to offer. There are also senior citizen benefits in New York that can increase attractiveness: Social Security, Medicare, additional security income, and no senior rent increases are additional benefits of being a senior in New York. New York has over 8 million residents, about 15% of whom are seniors and retirees, making it a good place to move into an independent residential community. When people think of caring for the elderly, the first thing that often comes to mind is a nursing home. This couldn't be further from the truth: there are many different types and levels of care and housing for our population over 65. Self-contained living communities are certainly not care homes.

There are several cities in New York where our loved ones can get quality medical care: Manhattan, Brooklyn, Syracuse, Buffalo, Albany, Ithaca, Niagara Falls, Queens, among many others.

Table of contents

  1. Independent living in New York
  2. Who are the ideal residents for independent living communities?
  3. What makes independent living communities in New York different from other types of senior living?
  4. Independent residential communities can provide desirable services to residents
    • Services you can find in independent housing
    • Services you can find in independent housing
  5. Living in independent shared apartments in New York
  6. Other advantages of independent living
    • These communities are NOT a nursing home
  7. New York Laws and Regulations
  8. How much does independent living cost in New York?

Independent shared apartments are all different. Some have traditional offerings and some communities are introducing new ideas and strategies to improve residents' comfort.

Who are the ideal residents for independent living communities?

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Typical people interested in independent living require little or no support in daily living. They likely want to maintain their social interactions with others and enjoy the peace of mind that no backyard maintenance or cleaning is required.

To promote safety, most communities provide 24-hour security or a public address system to communicate with employees or a manager. Management and staff are there to promote a safe environment as the well-being of residents is a top priority.

What makes independent living communities in New York different from other types of senior living?

Independent residential communities can provide desirable services to residents

Available services and amenities vary between different communities or even between buildings on the same campus.

Services you can find in independent housing

meal plans– There could be a communal kitchen to cook your own meals, flexible spending accounts, up to three meals a day. Some newer communities may even offer a restaurant that is open to the public.
interior cleaning– Can be offered as an additional fee or included in the basic rent.
Transport– May be an option, including regular trips to the supermarket or nearby shops.
sheet service– Services may be offered at an additional cost or included in the basic rent.
activities– Some events can be carried out by residents without staff involvement. Or a church may have a staff member who plans, schedules, and directs activities.

Services you can find in independent housing

The equipment of an independent residential community can be very different. In general, the more services available, the higher the monthly fee. Most independent residential communities offer great opportunities for people to stay social and develop peer relationships in a local community area or club. Planned life-enriching opportunities can include: entertainment and artists, arts and crafts, game nights, movie nights, cocktail parties, bus tours, and other outings.

  • Leisure center or clubhouse on site.
  • The type and variety of meals offered.
  • Swimming pools, Turkish bath or sauna.
  • Sports facilities where residents can play boules, racquetball and tennis.
  • hiking trails.
  • Covered parking space.
  • Theater, library or billiard room.
  • golf course.
  • Spa no local.
  • Beauty salon and hairdresser.
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Find out about the amenities on offer and compare them to what your loved one wants to find the perfect fit.

Living in independent shared apartments in New York

Independent shared apartments not only offer a reduction in household responsibilities, but also provide excellent housing options for residents, such as:

  • Workshops
  • One bedroom apartments
  • Spacious two bedroom apartments
  • The cabin
  • Duplex
  • Other independent structures

Other advantages of independent living

  • Common areas that allow people to socialize as they wish. your time is your time
  • Organized events giving residents the opportunity to participate in social activities locally or in a nearby town.
  • Dining rooms with many dining options. Based on the needs and desires of each resident, most independent living communities have great options for everyone.
  • Friends and family are always welcome to visit.
  • Residents have the autonomy to make their own decisions about their entrances and exits.
  • Independent residential communities may provide services such as libraries and computer labs; Gyms and fitness classes.
  • Some communities allow small to medium sized cats and dogs.
  • Some communities may have a commissioned agency that provides scheduled Activities of Daily Living Assistance (ADLs) when needed.

These communities are NOT a nursing home

Because the residents of a self-employed community are in good health and live independently, most do not provide medical or nursing care. However, some communities may have a commissioned agency that provides scheduled assistance with activities of daily living when needed. These home care agencies would provide services for an additional fee. Residents can choose how to approach their medical care based on their needs and can choose to bring care or nursing home if they wish.

New York Laws and Regulations

Independent residential communities are typically NOT state licensed. Some assisted living communities may offer an 'independent level of care'. These residents can pay a lower rate as they do not require direct care. In this case, the community would be licensed by the New York State Department of Health and you could be cared for by local staff as needed. However, this is not the typical model of independent living.

How much does independent living cost in New York?

In New York, the cost of living independently is approximately $2,850 per month. Assisted living in New York costs an average of $4,200 and nursing homes an average of $9,000 per month. As you can see, the level of care plays a large role in the cost of living for seniors.

The cost of independent living in New York is affected by where in the state you are looking for a roommate. There are approximately 400 independent residential communities and facilities in upstate New York. The cost of independent living in New York City is well above the national average, as are Albany and Ithaca. Most other well-known cities are much closer to the state median price.

What resources are available to pay for independent living?

Private funds - YES:Most families pay for independent living from private funds. The private payout can be a combination of retirement savings, personal savings, and annuity payments. Family members can also contribute funds to care for a loved one.

Tax Credit, Section 202, HUD Case – MAYBE:

  • Occupancy in Section 202 housing is open to any very low-income household consisting of at least one person aged 62 or over at the time of initial occupancy.
  • The Section 202 program helps expand the supply of affordable housing with support services for seniors. Provides low-income seniors with options that allow them to live independently but in an environment that provides supportive activities such as cleaning, cooking, transportation, etc. The program is similar to Supportive Housing for Persons with Disabilities (Section 811).

Care and Help for Veterans - MAYBE:

  • Help and support for veterans allow them to receive financial benefits.
  • A single veteran may qualify for up to $2,050 per month in benefits.
  • A veteran with a spouse can qualify for up to $2,430 per month.
  • A healthy veteran with an ailing spouse may qualify for up to $1,600 per month.
  • A surviving spouse may qualify for $1,300 per month.

Nursing care insurance - NOT TYPICAL:This type of insurance covers self-contained living arrangements as the policyholder often needs help with activities of daily living to start the claiming process. This level of care is not typically provided by the independent housing provider. Long-term care insurance typically only helps offset the cost of care provided by a licensed provider, not rental fees or meal expenses.

Standard health insurance - NO:Independent living communities do NOT have health insurance as there are no direct medical treatments or services.

Medicare - NOT:Medicare does not cover independent living and rarely pays for the assisted living level of care. Medicare's primary function is to cover certain costs, such as short-term care and rehabilitation, based on eligibility.

Medicaid - NOT:Medicaid does not cover independent living. Most state Medicaid plans require the presence of a care need, such as a B. Assistance with dressing, assistance with bathing, cognitive impairment, etc.

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Questions to ask when aiming for independent living

  • Does the community or facility have the right environment for your needs?
  • Can I visit church today?
  • Who are the residents?
  • How is the food? Are the residents satisfied with the food choices?
  • What transport options are there?
  • What services and activities are there?
  • What is the cost for additional amenities?
  • Does the facility have the right environment for your needs?
  • Make sure the facilities are clean and well maintained. A lot can be said about the establishment by how clean and well maintained it is. Are the door handles loose or damaged? Do you see worn carpeting or trip hazards?
  • Visit around lunchtime to see what the locals are eating. Ask questions about the nutrition program. Is there variety at meals, healthy fruit and veg served at all meals, drink options?
  • Talk to residents and/or family members to get their perspective.
  • Ask about employee and resident engagement. Get a picture of how the team interacts with residents.
  • Ask about life enrichment programs. Activities are critical to quality of life and play a key role in the care of older people.
  • Finally (there are myriad other things to consider), get acquainted with leadership building. If you feel comfortable with the CEO, the head nurse, the head of activities, and even the cook or caretaker, it's a good sign that you can entrust them with the care of your loved one.

Additional questions and queries

  • What happens in emergencies? Is there a specific protocol?
  • Who is responsible for security?
  • Is local transportation available?
  • What is Community Accessibility? Come and go.
  • Are there options for grocery delivery e.g. e.g. groceries?
  • Are weekly activities planned for social interaction?

Senior Locatoris a national service that connects older Americans and their caregivers to trusted local support resources. Connect to services such as meals, home care or transportation, or caregiver training or a break from caregiving. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the US Administration for Community Living.

state health insuranceoffers a search function to find and compare providers in your area. Most senior care and housing providers are listed on Find and compare tariffs in your area. Determine if you are eligible for award savings

Health insuranceprovides information on applying for Medicaid, eligibility criteria, links to local state offices, and additional resources.

Alzheimer Societyis the leading voluntary health organization for the treatment, support and research of Alzheimer's disease. Whether you are living with Alzheimer's or caring for someone with the disease, information and resources are available.

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